--- title: "Can You Live in an RV on Your Own Property in Florida? | Agile RV" description: "Yes, with conditions. Florida law protects temporary RV living on your property for up to 36 months after a declared disaster. The statute, county examples, and the permit process." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "Organization", "@id": "https://agilervhousing.com/#organization", "name": "Agile RV Housing", "url": "https://agilervhousing.com/", "logo": "https://agilervhousing.com/agile-rv-logo.png", "description": "Temporary RV housing placed on the homeowner's property during insurance-covered repairs. 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After a governor-declared natural emergency, Florida Statutes 125.023 and 166.0335 prevent counties and cities from prohibiting one temporary shelter, including an RV, on your residential property for up to 36 months or until your certificate of occupancy, whichever comes first, provided you are rebuilding in good faith, the unit has water and electric, and you live in it." } }, { "@type": "Question", "name": "Does Florida's 36-month rule apply to my HOA?", "acceptedAnswer": { "@type": "Answer", "text": "No. The statute binds counties and municipalities, not homeowners associations. If your covenants restrict RVs, ask the board for a hardship exception before assuming the answer is no." } }, { "@type": "Question", "name": "Do I need a permit in Florida to live in an RV during a rebuild?", "acceptedAnswer": { "@type": "Answer", "text": "After a declared disaster the statute protects the placement itself, but counties still run registrations, and utility work still gets permitted. Outside disaster recovery, most counties issue a temporary use permit tied to your building permit. One call to the county office answers it for your parcel." } }, { "@type": "Question", "name": "How long can you live in an RV on your property in Florida?", "acceptedAnswer": { "@type": "Answer", "text": "After a declared disaster: up to 36 months or until the certificate of occupancy, whichever comes first. Outside of one: for the length of your county's temporary use permit, usually tied to the active building permit and renewable." } }, { "@type": "Question", "name": "Does the RV need utilities connected in Florida?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. The statute requires water and electric connections, and the unit must not present a health or safety threat. Sewer arrangements are set by the county: cleanout, septic, or scheduled pump-out." } } ] }, { "@context": "https://schema.org", "@type": "Article", "headline": "Can You Live in an RV on Your Own Property in Florida?", "author": { "@id": "https://agilervhousing.com/#organization" }, "publisher": { "@id": "https://agilervhousing.com/#organization" } }, { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://agilervhousing.com/" }, { "@type": "ListItem", "position": 2, "name": "Living in an RV on Your Property", "item": "https://agilervhousing.com/living-in-an-rv-on-your-property" }, { "@type": "ListItem", "position": 3, "name": "Florida", "item": "https://agilervhousing.com/living-in-an-rv-on-your-property-florida" } ] }, { "@context": "https://schema.org", "@type": "Organization", "@id": "https://agilervhousing.com/#organization", "name": "Agile RV Housing", "url": "https://agilervhousing.com/", "logo": "https://agilervhousing.com/agile-rv-logo.png", "description": "Temporary RV housing placed on the homeowner's property during insurance-covered repairs. Lower 48 service.", "telephone": "+16146554286", "email": "contact@agilervhousing.com", "areaServed": { "@type": "Country", "name": "United States" } } ] --- [![Agile RV Housing logo](/lovable-uploads/96c86fab-f55b-4d18-beec-ba91ed9103c1.png)](/) - [Homeowners](/temporary-rv-housing) - [Insurance](/insurance-rv-housing) - [Setup & Utilities](/rv-utility-setup) - [Winter Housing](/winter-rv-housing) - [Gallery](/gallery) - [Corporate & Workforce](/corporate-rv-housing) [(614) 655-4286 Call ](tel:6146554286)[Request Info](/request-info)[](tel:6146554286)[Request Info](/request-info) State guide: Florida # Can You Live in an RV on Your Own Property in Florida? Yes, in more situations than any other state, because Florida wrote it into law. Yes, in more situations than any other state, because Florida wrote it into law. After a declared natural emergency, [Florida Statute 125.023](https://www.flsenate.gov/laws/statutes/2025/125.023) says a county cannot prohibit you from placing one temporary shelter, and that expressly includes a recreational vehicle, on your residential property for up to 36 months or until your rebuilt home gets its certificate of occupancy, whichever comes first. Outside of disaster recovery, temporary RV occupancy during an active build or rebuild is handled county by county, and most Florida counties have a permit path for it. This page is about temporary occupancy: living in an RV on your own land while your home is repaired, rebuilt, or built, and moving out when it is done. Rules for permanent full-time RV living are stricter and different, and they are not what this page covers. Every rule cited below was checked against the primary source linked next to it, current as of August 2026. Rules change; your county office is always the final word. ## What does Florida law actually say after a hurricane or disaster? The statute is short and worth knowing by name. Section 125.023 binds counties, and its twin, section 166.0335, binds cities. Together they say that after the Governor declares a natural emergency that left your home uninhabitable, local government cannot stop you from living in one temporary shelter on your own residential property, RV included, for up to 36 months or until a certificate of occupancy is issued on the rebuilt home, whichever comes first. Three conditions, straight from the statute text. First, you are making a good faith effort to rebuild: applying for a building permit, submitting a plan or design to the county, or obtaining a construction loan all count. Second, the shelter is connected to water and electric utilities and does not present a threat to health and human safety. Third, you actually live in it. One honest limit: the statute binds counties and cities, not homeowners associations. If you have an HOA, read your covenants and ask the board for a hardship exception; boards grant them for displaced families more often than the written rules suggest. As of August 2026. ## What about outside a declared disaster? County by county, and usually workable. Most Florida counties have a temporary use permit for living on your land during an active build or rebuild, tied to your building permit. Two examples we verified directly: Lee County runs RV and mobile home placements through its Community Development department with a [published permit guide](https://www.leegov.com/dcd/PermittingDocs/Manf%20Mobile%20RV%20Guide.pdf), and after major storms it has opened expedited emergency permitting. Charlotte County publishes an [RV registration packet](https://www.charlottecountyfl.gov/core/fileparse.php/363/urlt/RV-Camper-Registration-Packet.pdf), and after recent hurricanes it [allowed residents of damaged homes](https://www.charlottecountyfl.gov/news/temporary-recreational-vehicles-and-mobile-homes-allowed.stml) to live in RVs on their property with a registration, with end dates set per storm; Hurricane Milton damage, for example, allows temporary RVs until October 2027. Only occupants of the damaged home may live in the unit. Enforcement in many counties responds to complaints rather than patrols. That is a reason to set up properly and get the approval in writing, not a reason to skip it. A placement with paperwork has an answer ready when anyone asks; a placement without it can be shut down mid-rebuild, which is the last thing a displaced family needs. ## What is the permit process? When a permit or registration is required, the shape is consistent: call the county planning or building department, tell them there is an active building permit on the house (or a claim and a rebuild plan), where the unit will sit, how power, water, and sewer will be handled, and how long you expect the project to run. It is usually a short form and a small fee, tied to the life of the building permit and renewable. After a declared disaster, lead with the statute: tell the office you are placing a temporary shelter under section 125.023 and ask what registration they use for it. ## What are the utility requirements? The statute's own condition is the practical checklist: water and electric connected. Power means a dedicated 30-amp or 50-amp connection installed by a licensed electrician. Sewer is a cleanout tie-in, a septic connection with capacity confirmed, or a scheduled pump-out service, and your county office will tell you which it accepts. Our [RV utility setup guide](/rv-utility-setup) covers all three in detail. ## Why this matters most in Florida Concrete rebuilds after surge damage routinely outlast a 12-month ALE window, and Florida's 36-month clock means the housing itself is not the thing that expires. We place units across Florida from nearby hubs, and winter is not the constraint it is up north. We have made over 100 long-term placements in the last two years, serve all 48 contiguous states from 20 hubs, and on covered insurance claims we bill the carrier directly. ## Frequently asked questions ### Can I live in an RV on my property in Florida while I rebuild after a hurricane? Yes. After a governor-declared natural emergency, Florida Statutes 125.023 and 166.0335 prevent counties and cities from prohibiting one temporary shelter, including an RV, on your residential property for up to 36 months or until your certificate of occupancy, whichever comes first, provided you are rebuilding in good faith, the unit has water and electric, and you live in it. ### Does Florida's 36-month rule apply to my HOA? No. The statute binds counties and municipalities, not homeowners associations. If your covenants restrict RVs, ask the board for a hardship exception before assuming the answer is no. ### Do I need a permit in Florida to live in an RV during a rebuild? After a declared disaster the statute protects the placement itself, but counties still run registrations, and utility work still gets permitted. Outside disaster recovery, most counties issue a temporary use permit tied to your building permit. One call to the county office answers it for your parcel. ### How long can you live in an RV on your property in Florida? After a declared disaster: up to 36 months or until the certificate of occupancy, whichever comes first. Outside of one: for the length of your county's temporary use permit, usually tied to the active building permit and renewable. ### Does the RV need utilities connected in Florida? Yes. The statute requires water and electric connections, and the unit must not present a health or safety threat. Sewer arrangements are set by the county: cleanout, septic, or scheduled pump-out. ## Related guides - [Living in an RV on your property: the national guide](/living-in-an-rv-on-your-property) - [Living in an RV on your property in Texas](/living-in-an-rv-on-your-property-texas) - [Living in an RV on your property in North Carolina](/living-in-an-rv-on-your-property-north-carolina) - [How RV power, water, and sewer setup works](/rv-utility-setup) - [Request a callback about your property](/request-info) ## Talk it through Tell us what happened and where the property is. We will tell you whether an RV placement makes sense, what your county typically allows, and what the setup would involve on your lot. [Call 24/7: (614) 655-4286](tel:+16146554286)[Request a Callback](/request-info) #### Agile RV Housing Temporary RV housing placed on the homeowner's property during insurance-covered repairs. 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