Pricing
How Much Does Temporary RV Housing Cost?
The nightly rate is the smaller half of this question. The bigger half is what your housing choice draws against a benefit with a cap. Additional Living Expense coverage is a finite pot. Every night of temporary housing, every restaurant meal a kitchenless room forces, every pet boarding invoice comes out of it, and when it is gone, it is gone, whether or not your house is finished.
Being displaced from your own house is one of the hardest things a family goes through. If a camper on your own lot is how you get through the repairs, here is what it costs, what comes with it, how it compares to the alternatives, and how the insurance billing works.
Nightly rate, tax included
$120 to $140 / night
60 day minimum, then month to month with no maximum term.
Delivery and setup are quoted separately for your property, based on site access and the utility work required.
Why does the price vary?
Temporary RV housing runs $120 to $140 per night, tax included, and the unit decides where a placement lands in that range. A compact floorplan for a couple sits at the low end. A large family unit with separate bedrooms and a bunk room sits at the high end. Location and site conditions move the number too.
Location matters next. Delivery distance and regional demand move the number, and after a widespread storm event the entire regional supply of housing tightens at once.
Site conditions are the third factor. A flat driveway with an accessible panel is straightforward. A property that needs new temporary electrical service, extended runs for water and sewer, or difficult access adds coordination and cost, and that work is quoted separately. Our RV utility setup guide walks through what your property needs, and our guide to living in an RV on your property covers what your county typically allows. If you want that answered for your exact address, request a free zoning check for your property.
What does the nightly rate cover?
The nightly rate covers the unit itself, fully equipped, plus ongoing service for as long as the placement runs. Agile RV Housing handles delivery, leveling, utility hookup coordination, and end of stay pickup, and quotes those separately for the property. Every placement is managed start to finish.
Delivery and transport to your property
We tow the unit to your address anywhere in the lower 48 states. Delivery is usually within a week, with electrical setup typically the gating factor. 48 hours is achievable in most areas.
Leveling, blocking, and placement
The RV is positioned, leveled, and stabilized on your lot so it lives like a house, not a parked trailer.
Utility hookup coordination
Power, water, and sewer connections are arranged and coordinated, including bringing in a licensed electrician when your property needs dedicated service.
A fully equipped unit
Full kitchen with refrigerator, range, oven, and microwave. Full bathroom with shower and toilet. Heat and air conditioning throughout.
Linens and housewares kit
Plates, cookware, towels, and bedding come with the unit so you aren't re-buying a household the week after a loss.
Washer and dryer availability
In-unit laundry is available. It matters a great deal on a placement that runs several months with children at home.
Ongoing service and support
If something breaks during your stay, we handle it. You are renting a managed housing service, not just a trailer.
Pickup and site restoration
When repairs finish we tow the unit out and clean up the site. Nothing is left for you to arrange or dispose of.
Is an RV cheaper than a hotel?
For a family, yes, especially once you count the number of hotel rooms your household actually needs rather than pricing a single room. At $120 to $140 a night, tax included, a placement on your own property typically draws far less against your ALE limit than the extended hotel stay the same family would otherwise need. For the full sourced breakdown, by option and by U.S. region, see our complete temporary housing cost comparison.
For a fuller look at each option including staying with family, read our honest comparison of temporary housing options.
Does insurance pay for it?
On a covered loss, yes. Additional Living Expense coverage, also called Loss of Use, pays the extra cost of living elsewhere while a home is uninhabitable, and an RV on the homeowner's own property qualifies as lodging. Agile RV Housing verifies coverage with the carrier before delivery and bills the carrier directly.
Agile RV Housing bills the carrier directly on a monthly basis. You are not fronting the housing cost and waiting on reimbursement. We verify coverage with your carrier before the unit is scheduled, and your specific policy limits and deductibles are reviewed with your adjuster before placement. We have been doing this for 3 years, with over 100 long-term placements in the last two years. We are an approved service provider with the top temporary housing agencies, a preferred vendor with national insurance-housing coordinators, and we routinely work with State Farm and Allstate adjusters.
If your loss was a flood, coverage works differently. Our flood insurance and temporary housing guide explains what a standard flood policy does and does not pay.
Full detail on how ALE applies, and why wind damage is covered when flood usually is not, is on our insurance-paid RV housing page.
Not filing a claim? Private-pay placements use the same rates and the same 60-day minimum. Corporate and workforce placements are quoted on our corporate and workforce housing page.
Frequently asked questions about cost
How much does temporary RV housing cost?
Temporary RV housing from Agile RV Housing is $120 to $140 per night, tax included, depending on the unit. There is a 60 day minimum and no maximum. Delivery and setup are quoted separately for your property. On covered insurance claims we bill the carrier directly under ALE coverage, so most homeowners pay nothing out of pocket.
What does the nightly rate cover?
The unit itself, fully equipped, plus ongoing service during your stay. Delivery, leveling and placement, utility hookup coordination, and end of stay pickup and site restoration are all handled by us and quoted separately for your property. Every placement is managed start to finish.
Is RV housing cheaper than a hotel?
For a family, yes. A family of five needs two hotel rooms, and at the July 2026 national average rate of $171.74 a night reported by STR, two rooms run over $340 a night before meals, pet fees, and laundry. Even two extended-stay rooms at published weekly rates cost more than one fully equipped unit on your own property, and hotels have no full kitchen and restrict pets. An RV on your own lot draws substantially less against your ALE limit than an extended hotel stay.
Does insurance pay for it?
On covered losses, yes. Additional Living Expense coverage (also called Loss of Use, or Coverage D) pays the extra costs of living elsewhere while your home is uninhabitable, and an RV on your own property qualifies as lodging. We verify coverage with your carrier before delivery and invoice the carrier directly on a monthly basis. Your specific policy limits and deductibles are confirmed with your adjuster before placement.
Is there a minimum rental term?
Yes, a 60-day minimum. After that it is month-to-month with no maximum term, so the housing follows the actual repair timeline rather than a fixed lease.
Are there extra costs beyond the nightly rate?
Delivery and setup are quoted separately for your property. Utility consumption, meaning the electricity, water, and sewer the unit uses, is billed to the property as usual and is not part of the rental rate. If your property requires new electrical service to support the unit, that electrician work is quoted separately and is commonly included in the claim. We tell you about any of this before delivery, not after.
What if I need housing while building a home, not after a loss?
The same placement works private pay during a planned build or major remodel, at the same nightly rate and 60-day minimum. Families building on rural land use it as temporary housing on their own site instead of renting twice. Our guide to living in an RV on your property covers what your county typically allows during an active build.
Get a quote for your property
Tell us your household size and location and we'll price the right floorplan, and confirm coverage with your carrier if you're filing a claim.