Pricing & insurance

How Much Does Temporary RV Housing Cost?

A clear breakdown of nightly rates, what's included, and how insurance typically covers the cost for displaced homeowners.

The short answer

Temporary RV housing with Agile typically costs between $120 and $150 per night, depending on the size of the unit and your location. This is a fully delivered, set up, and serviced unit built for extended, lived-in stays — not a bare RV rental, and not a vacation booking. Most of the RV industry is built around short vacation trips averaging just a few days; we specialize in the long-term, month-over-month placements that displaced homeowners actually need. By comparison, the national all-in average for a comparable RV rental, including insurance and related costs, runs about $235 per night — so our pricing sits well below the market average. And for homeowners with an active insurance claim, this cost is billed directly to your policy — in most cases, you pay nothing out of pocket.

How RV Housing Pricing Compares to a Hotel

The best way to understand temporary RV housing pricing is to compare it to a hotel — because that's the real alternative your insurance would otherwise pay for. A hotel puts your family in a room across town. An RV puts you on your own property, near your home, your pets, and your rebuild, with a full kitchen, real living space, and room for the whole family. At $120–$150 per night, the cost sits right in the range of a mid-range hotel stay — for a far more livable, private space during a stressful time, often for months at a time while your home is restored.

What's Included in the Nightly Rate

Our rate covers the RV itself — a modern, clean, fully furnished unit with a full kitchen, beds, linens, air conditioning, and internet. Delivery, setup, and the utility work to make the unit livable (electrical hookup, water, and sewer) are handled separately, and the cost depends on your location and the scope of work your property requires — for example, the electrical setup needed after a fire varies from property to property. We assess this up front so there are no surprises, and for insurance claims, these setup costs are coordinated with your adjuster as part of the claim.

Want the full breakdown of what setup actually involves? See our temporary RV housing overview.

For Insurance Claims, Your Policy Pays

If you've been displaced by a covered event like a fire, flood, or storm, your homeowners policy likely includes Additional Living Expenses (ALE) coverage — the same coverage that would pay for a hotel. Because we work closely with insurance adjusters and housing agencies, our rates are structured to fall within typical ALE allowances, so they're well within what carriers consider reasonable and acceptable. We confirm your coverage and get adjuster approval before any contract or commitment — so you know exactly where you stand before you sign anything.

More on how ALE works for RV housing: Does insurance cover an RV after a fire or flood?

Is Temporary RV Housing Right for Your Situation?

Agile is a full-service, insurance-billed housing solution for homeowners displaced by significant damage during a covered claim. We handle delivery, setup, utilities, permitting, and 24/7 support — it's a convenient, turnkey way to stay on your property through a rebuild, not a budget alternative to a hotel or a bare RV rental. If you're managing a minor or cosmetic project out of pocket and looking for the cheapest possible option, we likely aren't the right fit — and we'd rather be upfront about that than waste your time. But if you're going through an insurance claim and want to stay on your own property while your home is restored, this is exactly what we do.

RV Housing Cost — Common Questions